Wednesday, March 18, 2020
How to Support Physically Handicapped Students
How to Support Physically Handicapped Students For students with physical handicaps, self-image is extremely important. Teachers need to ensure that the childs self-image is positive. Physically handicapped students are aware of the fact that they are physically different than most others and that there are certain things they cannot do. Peers can be cruel to other children with physical handicaps and become involved in teasing, casting insulting remarks and excluding physically handicapped children from games and group type activities. Physically handicapped children want to succeed and participate as much as they can and this needs to be encouraged and fostered by the teacher. The focus needs to be on what the child CAN do - not cant do. Strategies That Can Help Students Physically handicapped children long to be normal and be seen as normal as much as possible. Focus on what they can do at all times.Find out what the childs strengths are and capitalize on them. These children need to feel as successful too!Keep your expectations of the physically handicapped child high. This child is capable of achieving.Never accept rude remarks, name calling or teasing from other children. Sometimes other children need to be taught about physical disabilities to develop respect and acceptance.Compliment appearance from time to time. (For example, notice new hair barrettes or a new outfit).Make adjustments and accommodations whenever possible to enable this child to participate.Never pity the physically handicapped child, they do not want your pity.Take the opportunity when the child is absent to teach the rest of the class about physical handicaps, this will help foster understanding and acceptance.Take frequent 1-to-1 time with the child to make sure that he/she is aware that youre there to help when needed. I hope these insights will help you to maximize the learning opportunities for the physically handicapped child.
Sunday, March 1, 2020
The Best Currency Exchange Methods for Every Situation
The Best Currency Exchange Methods for Every Situation SAT / ACT Prep Online Guides and Tips If youââ¬â¢re planning a trip to another country, youââ¬â¢ve probably spent a lot of time thinking about the airline youââ¬â¢ll fly, the hotel or AirBnB youââ¬â¢ll stay in, the food youââ¬â¢ll eat, and the fun new things youââ¬â¢ll get to experience. You might not, on the other hand, have thought too much about how youââ¬â¢ll get money on your trip. Despite the fact that currency conversion is a decidedly less interesting travel topic than the best place to go zip-lining, itââ¬â¢s important to understand the costs associated with changing money. Currency exchange requires some time and effort, so itââ¬â¢s necessary to plan ahead or you risk getting stuck with heavy fees. In this article, Iââ¬â¢ll cover the basics of how currency exchange works and what you should consider when deciding where and how to change money. How Currency Conversion Works If youââ¬â¢re traveling, sending money to another country, or buying, selling, or trading foreign currency, youââ¬â¢ll need to change your money from one currency to another in a transaction called a currency exchange. Currency exchange tells you what one countryââ¬â¢s money is worth in terms of another countryââ¬â¢s money. All currencies have different values, which change daily based on different factors like inflation, economic stability, and interest rates. When you exchange currency, youââ¬â¢re trading in a certain amount of money in one currency for the equivalent amount of money in another currency. Currency exchange rates arenââ¬â¢t fixed. Rather, theyââ¬â¢re constantly changing. The rate at which you exchange two currencies one day may be different than the rate at which you exchange the same two currencies the next day. Because currency exchange rates change so often, itââ¬â¢s important to understand the best ways to buy, sell, and trade currencies so you get the best deal. Factors to Consider for Currency Exchange There are a lot of fees associated with currency conversion. Read on to learn the three factors that affect currency exchange fees so you can make sure youââ¬â¢re getting the best deal. #1: Explicit Fees Most methods that youââ¬â¢ll use to exchange money will come with a set, explicit fee. You can think about this fee as the cost of doing the business of currency exchange. For instance, you may have to pay a $30 fee to wire money from your bank to a foreign bank. Or, you may be charged a 1% fee to convert your currency at an airport currency exchange teller. Consider these fees when deciding where to exchange your money. A 1% fee may sound more attractive than a flat dollar amount, but could add up to more if youââ¬â¢re exchanging large amounts of money. #2: Conversion Rate Conversion rates almost always differ from the wholesale currency exchange rate. So, for instance, if the wholesale market is charging $1.10 USD per one euro, a bank or currency exchange company like Travelex may charge $1.105 or $1.110 USD per one euro. Again, while this deviation in conversion rate may seem small, it adds up, particularly if youââ¬â¢re exchanging a large amount of money. #3: Convenience The idea of convenience is more nebulous than conversion rates or explicit fees. Convenience is basically the value of your time and effort to exchange money. For instance, if your current bank charges $1.110 USD per one euro, and a different bank charges $1.105 per one euro, itââ¬â¢s probably not worth it to go to the different bank just to save $0.005. Similarly, you need to consider how accessible currency exchange is where you live. If your local bank will exchange currency, that's a solid option. However, if you need to travel three hours out of your way to find a bank that'll change your money, you may just want to wait to change money at the airport. Youââ¬â¢ll want to weigh the value of comfort, ease, and convenience versus actual monetary savings. Best Currency Conversion Options In this section, Iââ¬â¢ll detail the top currency exchange options for a number of different situations. Best Foreign Exchange Options While Traveling If youââ¬â¢re traveling, youââ¬â¢ll want to make sure changing currency is cheap and convenient. The best option is to withdraw cash as you go on your trip from ATMs. In this section, Iââ¬â¢ll describe the most common currency exchange options for travelers. ATMs The most cost efficient way to exchange money in a foreign country is to withdraw money from an ATM. If you have a commonly accepted ATM card, like a Visa or Mastercard, you can likely withdraw money from a foreign ATM while traveling. ATMs are highly prevalent throughout the world and any country that receives even a small number of foreign tourists will have ATMs at least in the airport that you can withdraw cash from. However, there are some downsides to withdrawing from a foreign ATM. First, you can be slapped with fees if you withdraw from a foreign ATM. In addition to a small flat fee for using the ATM in the first place, youââ¬â¢ll likely have a foreign transaction fee that adds between 1-5% to the total amount of your withdrawal. Consider opening an account at a bank like Charles Schwab, for instance, that doesn't charge international transaction fees. Second, it can be difficult to find ATMs that accept U.S. debit cards in some places. While the vast majority of countries with tourists have numerous options for withdrawing cash, some rural or less well-traveled areas may not have cash readily available. You may want to bring some with you, just in case, or withdraw a larger amount when you do visit an ATM so you don't get stuck. Airport Kiosks Airport kiosks are convenient, ubiquitous, and, often, a huge ripoff. Airport kiosks often offer poor exchange rates and high fees for exchanging cash. However, you can use them as a last resort if you need cash on hand when you enter a country. Normally, you can either bring cash to exchange or withdraw cash from your ATM debit or credit card. If you have your ATM card with you, I'd recommend visiting an ATM rather than withdrawing from an airport kiosk. Credit Cards Credit cards are a solid option for paying for things you buy abroad without cash. There are tons of travel credit cards out there that don't charge international transaction fees, so if you can get one of those, I'd recommend using your credit card as much as possible. You can also commonly withdraw cash as a cash advance from your credit card. However, most credit cards charge cash advance fees and higher interest rates on cash withdrawals. If you decide to use your credit card abroad, I'd stick to using it on credit card transactions and withdraw money with your debit card instead. Cash Conversion Banks and credit unions often offer the most favorable conversion rates and limited to no fees if you exchange with a teller. Banks and credit unions, however, often exchange only widely used and popular currencies, such as the peso or the euro. If youââ¬â¢re looking for a less common currency, you might not be able to conduct a currency exchange at your bank. Before going to your bank, be sure to look up their currency exchange policies online or speak to a representative over the phone. You want to confirm that your branch a) actually offers currency conversion services, and b) carries the currency you need. Best Foreign Exchange Options for Sending Money to a Foreign Country Sending money to a foreign country can be expensive, with lots of hidden fees. In general, your best options are wire or online transfers, which often have flat fees. You can also use PayPal or Western Union if you have to, which charge a percentage fee. Wire/Online Transfers Wire transfers, which you can make in person or over the phone at a bank, or online transfers, which you can make using your online banking account, are the best options for sending money abroad. Most banks and credit unions only charge a small flat fee for wire transfers (typically between $15 - $30), so if youââ¬â¢re moving a large amount of money, youââ¬â¢ll save on fees by transferring directly from your bank. Wire and online transfers also allow you to transfer more money at one time than using a third party service like PayPal or Western Union. If youââ¬â¢re sending money to a foreign bank, youââ¬â¢ll need information from the recipient, including the name and address of their financial institution, as well as a SWIFT or IBAN number. PayPal PayPal is a solid option for transferring money to foreign accounts, but does come with more fees than most wire or online transfers. For transactions under $3,000, youââ¬â¢ll pay a 2.9% fee, plus a $0.30 per transaction charge. Larger transfers incur less of a fee, but are more restricted. If you want to make a larger transaction, youââ¬â¢ll have to go through additional identity verification steps. Western Union Western Union charges a flat rate for transferring money to another account. Their fees are typically higher than those at most banks and credit unions. Youââ¬â¢ll also be charged an exchange rate on transfers made on international funds. Unfortunately, most Western Union foreign transactions donââ¬â¢t receive a favorable exchange rate. Best Foreign Exchange Options for Currency Trading Currency trading is a complicated, fast-paced business. If youââ¬â¢re looking for a forex broker, consider one of the following options. Oanda Oanda is a strong trading platform that offers a large selection of currency pairs (90+). Oanda is friendly to newer traders, as it has a $0 account minimum and no requirements for minimum trade lot. Oanda also had the lowest spread markup on commissions across the seven major currency pairs. Ameritrade TD Ameritrade is the leader in currency exchange, with an unmatched selection of currency pairs and lots of tools for investors. Trades will be subject to commissions, however, and TD Ameritrade has an account minimum of $2,000. Best Options for Buying and Selling Foreign Cash in the US Back from your trip with lots of foreign cash still in hand? Consider these methods for buying and selling foreign currency in the United States. Your Bank Banks will likely offer you the best deal on buying back currency, but may not buy back all types of currency. Airport Kiosks If your bank wonââ¬â¢t buy back your money, airport kiosks will buy almost all types of currency. But, you probably wonââ¬â¢t get a great exchange rate, but at least you wonââ¬â¢t be stuck with cash you canââ¬â¢t use! Current Currency Exchange Rates Check out the chart below for current currency exchange rates, as well as the current currency exchange rate at Travelex. Note, rates are constantly changing. I included these so you could see how the Travelex rate differs from the stated daily exchange rate. Currency Exchange Rate ($1 USD =) Travelex Rate Canadian Dollar 1.3274 1.1757 Mexican Peso 18.00027 15.9987 European Euro 0.8934 0.8146 British Pound 0.7814 0.7141 Chinese Yuan 6.84 6.0283 Japanese Yen 111.28 98.9324 Australian Dollar 1.32 1.1639 Russian Ruble 59.45 49.9108 Swiss Franc 0.9693 0.8741 South African Rand 12.91 11.1990 In Summary Changing money can be a complicated, but necessary process. If youââ¬â¢re exchanging your currency, youââ¬â¢ve got a number of different options, depending on how much money you need and which currency youââ¬â¢re exchanging. Be sure to do your research or risk getting saddled with unexpected and hefty extra fees.
Friday, February 14, 2020
Eng Blog rev..JB Essay Example | Topics and Well Written Essays - 250 words
Eng Blog rev..JB - Essay Example Being a firm believer in the power of play he believes that everything should not just be educational and erudite in nature. The blog reveals that the boys have been having fun with ginormous cardboard box made of a space ship, race car, and sailboat, animal shelter among other rough and rugged toys. The blog also reveals an observation by the blogger that ââ¬Ëgirlââ¬â¢ toys, on the other hand, are rupturing with unicorns, spectra, sparkles, charms, toothy smiles, tulle and fluff. The ââ¬Ëgirlââ¬â¢ toys in the blog are reflected as having that nauseating pink too. Greatest things in life are cultured at a tender age. Play forms a greater premise for learning these behaviors that influence how an individual will take to challenges in life. The blog reflects a scenario where girls are relegated to the kitchen and boys nurtured through dirt and noise. ââ¬Å"The toys geared towards boys are so jacked up with testosterone, and I find myself putting out my chest in a semblance of manliness,â⬠says the blogger in description of boy toys. He again defends the clear gender delineation by say that kitchen stuff is all pink and shiny. From the commentary, it is manifest that the community has defied the real change intended through gender equality campaigns by failing to consider the real seeds of gender inequality. Much should, for this reason, be done to incorporate our actual take of the girl and boy child through play if we have to achieve real gender
Saturday, February 1, 2020
Summary of reading Essay Example | Topics and Well Written Essays - 1000 words
Summary of reading - Essay Example Whereas traditional marriage gets support from majority of the people, whether other forms like Gay and Homosexual marriages deserve discrimination and should be deprived of their fundamental right to marry and beget children as per the procedure they choose? Dent, though a strong supporter of the traditional marriage acknowledges their fundamental right and freedom to choose their life-partner and above all the freedom to love the individual of their choice. If one is to summarize the article in a few sentences, this is an important observation by George Dent. He argues, ââ¬Å"If the government treats traditional marriage as the norm, citizens are also more likely to view it that way than they would if government treats traditional marriage as but one of many equally valid choices" (p. 421). Deviation from the joint family and nuclear family has socially turned out to be disastrous all over the world, particularly in America. That the divorce rate has crossed 50% is the grim indication and the worst scenario that has engulfed the American society. At the same time, there is a section of the society and the leadership that favors gay marriages. Historically the same sex marriages have been resented and they think it is a "caricature of the real thing...an insult to a relationship that they consider to have a sacred as well as a legal dimension" (p. 425). What is the ground reality related to such marriages? Homosexual couples will not b e able to procreate, and they cannot have the marriage ceremonies performed as per cultural and traditional standards, it is at the most a social or a club event. With no emotional commitment, the agenda behind such marriages is to get some financial benefits. But the paradox is they can have the benefits through other fair alternatives. One of the prime objectives of the institution of marriage is to beget children. That is not possible for the homosexual
Friday, January 24, 2020
Explanatory Synthesis on Gunsmoke :: American Culture Essays
Explanatory Synthesis on "Gunsmoke" Gunsmoke the radio program, which aired on the CBS Radio Network, was first broadcast on April 26, 1952 and the final broadcast aired on June 18, 1961. During its nine year radio run, Gunsmoke would air 413 radio stories and six of the seasons would coincide with Gunsmoke the television series. Many of the original cast members of the radio show would go on to have memorable television careers: William Conrad, who played Matt Dillon, went on to play in "Cannon", "Nero Wolfe" and the "Fat Man", from "Jake and the Fat Man". Parley Baer, who played Chester, would go on to play Darby in the television show "Ozzie and Harriet", and Howard McNear, who played the doctor, would go on to play Floyd the Barber in the old "Andy Griffith Show" (http://comp.uark.edu/~tsnyder/Gunsmoke/gun-radio.html). Gunsmoke sought to capture the essence of the west and those individuals who would tame it. Matt Dillon was a hard-bitten, independent, self-reliant and just law man. His character summed up all of t he stereo-typical ideas of the old west hero. As with many men on the move west, Matt Dillon is driven by a need for independence and self-reliance. As a law man Matt was dedicated to making sure that justice was served in the ruff and tumble town of Dodge City. The episodes; "Cyclone", "Pussy Cats" and "Jay Hawkers" all give examples of those characteristics. To not be beholdin' to any person, to feel the sun on his back and the wind in his nostrils, that was freedom. In "Cyclone" Matt is thinking through a problem regarding the sale of a ranch and the subsequent disappearance of the owners. He doesn't want help from anyone in trying to solve the mystery. In "Pussy Cats", Chester offers to stay behind with Matt when a sticky situation develops with two strangers in town. Matt tells Chester to leave because he would be okay without him. In "Jay Hawkers" Matt is summoned to join a Texas cattle herd that is being harassed by Jay Hawkers. In the narration he describes the wide open space of the prairie and the smells of the green g rass. There is a hint of nostalgia in his voice about missing the freedom of the open prairie. Self-reliance is another characteristic of the men of the old west; In "Cyclone" Matt and Chester head off into the night to reconnoiter the Cyclone Ranch for signs of mischief.
Thursday, January 16, 2020
Hiram Miller Essay
I. Basic Problem The Hiram Miller Office Products Division does not have an adequate main warehouse facility to support the operations of their business. This is seen throughout the company causing problems with inventory levels, shipping/receiving, and workforce levels. Both the available space outside the warehouse and the building itself are significant problems. II. Support for the Basic Problem Insufficient dock space had more than one second order causal problem. Demurrage and redelivery charges had to be paid, lead time had to be increased by 2-4 weeks on full truck shipments, and larger inventory safety stocks were needed because there were not enough docks to accommodate the shipment load. The charges hurt the company directly with financial losses, the longer lead time meant the company had to rely on forecasting more heavily, and extra safety stock results in unnecessary usage of warehouse space. Trucks were forced to line up in the street, violating traffic rules, which had to be compensated by bribing police officers. This cost the company money and was unethical. The lack of dock space also caused outgoing shipments to be delayed because there was no room to drop a trailer which meant longer lead times for the customers. Weak floors, low ceilings, and the use of elevators created major inefficiencies within the warehouse. Not being able to use forklifts increased the amount of people needed to move merchandise and added time to the unloading/loading process. Pallets couldnââ¬â¢t be stacked with low ceilings so the space sitting inventory used up could be used for other purposes. Animosity between workers is never beneficial to a company and the presence of elevators means that people are continually fighting over who gets to use it, which caused constant battles. III. Alternate Recommendations My first recommendation is to improve the existing building on Jefferson Street by enforcing the floors to allow the use of forklifts. This would cut down on the labor force and make moving merchandise faster, but wouldnââ¬â¢t help the lack of dock space. The company could attempt to buyout land around the Carpenter Street warehouse, renovate it, and use as the main warehouse. This would provide more dock space but could be difficult if no one is willing to give up their land. The Jefferson Street warehouse could be redone to create more docking area, less warehouse square footage, and higher ceilings so that such high inventory safety stock isnââ¬â¢t necessary and merchandise could be stacked higher. This would preserve the companyââ¬â¢s current prime location but would be difficult to complete because of the heavy traffic of daily shipments. IV. Best Recommendation The best solution is to build a new warehouse on the thirty acres available. While itââ¬â¢s being constructed, the Jefferson Street warehouse could still be in full operation. There would be more space for docking, customer parking, higher ceilings, and the ability to use forklifts and rail possibly could benefit the company tremendously. V. Methods of Implementation Plans for the number of docks, employees, material handling systems, and office space would be needed. The companyââ¬â¢s budget would have to be looked at for inefficiencies with simple fixes in order to fund the project more feasibly. Analysis would be needed in order to gauge the customerââ¬â¢s reactions as well as the cost-savings benefit of becoming much more efficient.
Wednesday, January 8, 2020
Humans Are Responsible For Global Warming - 2056 Words
Son T. Chau Professor Hansen ENGWR 302 November 1, 2016 First Draft Humans are Responsible for Global Warming On November 8th, American citizens will go to the polls and vote for the next president of the United States. During the presidential campaign, both candidates, Hillary Clinton and Donald Trump, have their own different points of view on environmental issues. Hillary Clinton affirms her commitment to the fight against climate change. She supports the Paris Agreement, which is an agreement among many nations to respond to the threat of global warming and to reverse the worst effects of climate change. Donald Trump, by contrast, does not believe that the shift in the climate is a manmade disaster. He claims that global warming just is a hoax and current global warming is just a part of a natural cycle that is naturally occurring. Donald Trump, then, promises to dismantle the agreement if he becomes the U.S. President. It is important to note that many people and scientists share this same belief with Trump, protesting that global warming is a natural phenomenon. The debate between Hill ary Clinton and Donald Trump raises an important issue. Are people primary responsible for global warming? Global warming is due to many reasons; specifically, human activities are the major factors causing the planet to get gradually warmer over time. Human activities are raising the concentration of carbon dioxide in the atmosphere. In today s world, energy is very important becauseShow MoreRelatedHumans Are Responsible For Global Warming877 Words à |à 4 Pagessurprising to read on the internet about ice caps melting and strong storms devastating cities. Global warming is a serious issue that should be put in consideration. However, before trying to fix such issue. We should focus on what is causing global warming. Humans are responsible for global warming. Even though, most of the earthââ¬â¢s population deny being responsible for global contamination/global warming. A slight change on temperature can cause a big change on the earthââ¬â¢s weather and environmentRead MoreAre Humans Responsible for Global Warming?2365 Words à |à 10 PagesAre Humans Responsible for Global Warming? A REVIEW OF THE FACTS APRIL 2007 AUTHORS James Wang, Ph.D. Bill Chameides, Ph.D. Are Humans Responsible for Global Warming? The case for attributing the recent global warming to human activities rests on the following undisputed scientific facts: â⬠¢ Carbon dioxide (CO2) is a greenhouse gas that warms the atmosphere. â⬠¢ Since pre-industrial times, atmospheric CO2 concentrations have increased from about 280 parts per million (ppm) to over 380 ppm. CurrentRead MoreEssay on Humans are Responsible for Global Warming972 Words à |à 4 PagesThis essay offers a defense to the position that humans are responsible for global warming. What is Carbon Dioxide? Before attempting to answer any questions based on observations about carbon dioxide, taking a moment to identify the carbon dioxide helps to ensure a clear understanding of the element. According to Princeton University (n.d.), ââ¬Å"carbon dioxide, carbon dioxide, is a heavy odorless colorless gas formed during respiration and by the decomposition of organic substancesâ⬠. This naturallyRead MoreHuman Activity Responsible For Global Warming Essay1948 Words à |à 8 Pagesenvironment varies. Everyone adapts to alterations differently, but is human activity responsible for global warming negatively affecting human health? Background: Historical Background â⬠¯Ã¢â¬ ¯Ã¢â¬ ¯Ã¢â¬ ¯Ã¢â¬ ¯Ã¢â¬ ¯ At the beginning of the twentieth century, when global warming was merely a thought to occur among the presence of the greenhouse effect, scientists started to believe it would good for the environment to experience global warming. During the late 1950s, a couple of scientists took further examinationsRead MoreIs Human Activity Primarily Responsible For Global Climate Change And Global Warming?1371 Words à |à 6 PagesIs Human Activity Primarily Responsible for Global Climate Change and Global Warming? What is global climate change? Is human activity primarily responsible? According to the United States Environmental Protection Agency, global warming ââ¬Å"refers to the recent and ongoing rise in global average temperature near Earth s surface. It is caused mostly by increasing concentrations of greenhouse gases in the atmosphere. Global warming is causing climate patterns to change. However, global warming itselfRead MoreThe Effects Of Global Warming On Earth1577 Words à |à 7 Pagesto be. It is known as global warming. Global warming is constant rise in the global average temperature near the surface of the earth. Although to some, global warming is nothing more than a myth, a rumor to scare the race into rethinking their selfish acts, but global warming is no myth. I believe that global warming is far from a myth, it is real and it is dangerous. The evidence is all around us. If you look to the stars, you can see that the atmosphere is full of human-produced molecules thatRea d MoreThe Debate On Global Climate Change1605 Words à |à 7 PagesThe debate on global climate change argues that human-generated greenhouse gas emissions are too small to substantially change the earthââ¬â¢s climate and that the planet is capable of absorbing those increases. It is contended that warming over the 20th century resulted primarily from natural processes such as fluctuations in the sun s heat and ocean currents. But the theory of human-caused global climate change is based on questionable measurements, faulty climate models, and misleading science. InRead MoreReview of The Great Global Warming Swindle1281 Words à |à 6 Pages The Great Global Warming Swindle has been the most widely watched documentary critical of the scientific consensus that climate change is due to anthropogenic activities. Aired in 2007 in the United Kingdom, the documentary claimed to debunk the ââ¬Å"mythâ⬠of manmade global climate change, exposing it as a vast conspiracy design ed to gain funding for research and push an environmental agenda that is especially harmful to the developing world. Directed by British producer Martin Durkin, the documentaryRead MoreCauses Of Environmental Issues1467 Words à |à 6 Pagescare. However, the global issues around the world are the most serious and concerning problems. According to Globe scan, 64% out of 25,000 people said environmental issue is the most serious problem. Like other issues, environmental issue is a growing problem around the whole world. Some people know and say that humans have to save the Earth, but how many of them actually keep those rules to save it? For that reason, environmental issue is an ongoing problem, and global warming is the huge and significantRead MoreThe Debate On Global Warming1239 Words à |à 5 Pagescontroversy concerning global warming. The controversy takes the form of public debate that centers on five issues (Mazo 30). The first issue is whether or not global warming is occ urring. The second issue is whether global warming is real and extent it has occurred in the recent decades. The third question relates to the causes of global warming. The fourth question centers on the effects of global warming. The fifth question is whether any action needs to be taken to contain global warming. The author concurs
Subscribe to:
Posts (Atom)